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Specialised advisory for banks, insurers, asset managers, investment firms and fintechs operating across Lusophone Africa.
The central banks of Mozambique, Angola and Malawi have tightened the regulatory framework over the past decade. New capital requirements, anti-money-laundering rules, IFRS reporting and more intrusive supervision have turned compliance into a permanent function.
Open banking, AI applied to credit risk, cross-border instant payments and mandatory ESG reporting are now part of daily operations. Execution demands scarce technical talent, expensive capital and change-management capability.
The institutions that will lead the next decade are those that balance regulatory rigour, operational efficiency and execution capability.
Six areas where our work creates direct and measurable value.
Alignment with Basel III, IFRS 9, AML/CFT and KYC. Compliance diagnostics, remediation plans and inspection readiness.
Credit, market, liquidity and operational risk frameworks. Capital models, stress testing and recovery plans.
Statutory audit, internal audit, regulatory reporting review and internal control. IFRS and local standards reporting.
Portfolio strategy, new market entry, M&A, due diligence and capital structuring.
Core banking modernisation, digital channels, data governance and AI applied to credit risk and fraud.
Tax advisory for financial products — funds, insurance, leasing, factoring. Transfer pricing and tax compliance.
Three dimensions that reinforce each other.
We help the institution map obligations, design robust risk frameworks, implement controls and prepare for inspections.
We work with boards and executive teams on the decisions that define the next decade: where to compete, how to grow, which products to prioritise.
We support the technology transformation with a focus on measurable return and internal team capability.
Concrete experience in each segment, with dedicated teams.
We support commercial banks, investment banks and central banks across the value chain — from portfolio strategy to statutory audit.
We work with insurers, reinsurers, brokers and pension funds in Mozambique, Angola and Malawi.
We support asset managers, investment firms, private equity and fintechs across all stages of growth.
Structured products that solve specific problems of financial institutions.
Complete risk management framework aligned with Basel III, IFRS 9 and local supervisor requirements. Implementable in 4 to 6 months, with internal team training included.
Programme structured in three phases — diagnostic, design and execution — to modernise a bank's digital operation. Success metrics defined from day one.
Internal audit model designed for financial institutions — risk-based annual plan, methodology and audit committee reporting.
Integrated transaction advisory in the financial sector — due diligence, valuation, structuring, negotiation and integration support.
Methodology tested across more than 60 financial institutions in Lusophone Africa.
We understand the institution, the market, the regulator and the people before proposing any solution.
We design executable plans, with priorities, budget, owners and metrics defined before starting.
We stay inside the institution during implementation, side by side with the operational teams.
We measure progress at every stage and report to the board whenever it makes sense.
Four concrete examples of projects delivered in banks, insurers and fintechs across the region.
A regional bank with 40 branches in Mozambique increased its operating margin by 32% in 18 months, after value chain redesign and credit process automation.
Core banking modernisation programme delivered a 4.2x return in the first year. Account opening time dropped by 40%.
Back-office restructuring of an Angolan insurer reduced operating costs by 40%, while maintaining the service SLA.
An Angolan fintech launched three new financial products in 18 months, with support in licensing and compliance.
We meet with your executive team to understand the context and propose a concrete path.
Analysis on strategy, tax and governance in Lusophone Africa, straight to your inbox.
